Im not the kind of person to normally get insurance the only insurance I have is car insurance, but with a couple of months away cycling and pushing my body to its limits I thought it a good idea to get medical insurance at least. Looking into it a bit more I found what I really needed was insurance to cover me and my bike..
The Cycle Touring Club is the longest running cycle club in the world they offer insurance especially for Bicycle Touring you can find details here. CTC Cycle Insurance
The British Mountaineering council offers insurance to there members a membership fee of 29.95 a year then they will give you a quote a insurance policy. Its there trek policy that includes cycling in the small print. You can find them here http://www.thebmc.co.uk/modules/insurance/policies.aspx
So After wading through many company's that insure my bike from theft not travel or medical in the same policy. The only obvious choice was the CTC since they are a cycling organisation and know what happens on tour I found it the only acceptable choice. At Only 77 pound for there economy policy for 2 months cover I thought it worth having. If its going to get to hundreds of pounds I may have been setting of with out any and thats kinda stupid I bet that just 2 trips to the doctor would cost about the same. Let alone Some one stealing my bike heaven forbid. I was expecting them to post out the paper work and was a little disappointed to find I had to download it and print it myself normally that would be ok but I don't have a working printer at the moment. Some one said I could print it at the local library but I think Im going to just keep it digital and hope we can view it if/when its needed.
CTC Policy Wording 2010.pdf here is the policy wording something I couldn't find before buying the policy, after all it is insurance something you don't know if its any good till you need it
Id like to add I am in no way affiliated with CTC or Citybond, this is just what I found out while looking for a policy to cover me and my bike.
Life is like riding a bicycle - in order to keep your balance, you must keep moving.
Albert Einstein
The bicycle is the most civilized conveyance known to man. Other forms of transport grow daily more nightmarish. Only the bicycle remains pure in heart. ~Iris Murdoch, The Red and the Green
ReplyDeleteWhen man invented the bicycle he reached the peak of his attainments. Here was a machine of precision and balance for the convenience of man. And (unlike subsequent inventions for man's convenience) the more he used it, the fitter his body became. Here, for once, was a product of man's brain that was entirely beneficial to those who used it, and of no harm or irritation to others. Progress should have stopped when man invented the bicycle. ~Elizabeth West, Hovel in the Hills
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